Top 5 Scratch Cards with the Highest RTP

Gone are the days when players had to walk into a local shop or betting office to buy scratch cards. Today, you can play these games of chance remotely in online casinos using your mobile phone or computer.
But when choosing these lottery cards, the return to player (RTP) has a crucial role. Ideally, the best lottery tickets should give UK players no less than 96%, meaning you can expect to win more often, although nothing is certain. So, in this article, you will learn about the best scratch card games with the highest RTP.
Microgaming’s Lucky Numbers – 96.57% RTP for UK Players
Lucky Numbers by Microgaming is one of the best scratch cards to win on, thanks to its 96.57% RTP. In this instant-win game, players must match at least three random digits to win a multiplier. The scratch card has two sections, with Game 1 housing the base game and Game 2 holding the bonus round.
Players are required to hit a gong and win a payout if the lucky number is 8. Lucky Numbers players can win anything between 28x and 8,888x their stake, making it one of the most rewarding online scratch cards available to UK players.
Microgaming’s Whack a Jackpot – A Top Scratch Card Choice
Here is another Microgaming scratch card game with a friendly RTP value. In Whack a Jackpot, you start by placing a wager before hitting the “New Card” button to play. The moles will start coming out of their holes, where you can win a multiplier value if you hit any of them.
Below are the objectives of this online scratch card:
- Match three symbols with the strikes to win a payout.
- Players can win up to 10,000x their stake.
- Activate the bonus rounds by collecting enough scatter symbols.
Mecca Bingo’s Wish Upon a Jackpot – 96.06% RTP for UK Players
Sometimes, playing a scratch card without the traditional 3x3 game board can be a refreshing change for UK players. Mecca Bingo’s Wish Upon a Jackpot offers this experience while maintaining the familiar feel of scratching off cards.
This game transports players to a world of fairy tales where symbols like the Gingerbread man, Puss in Boots, and Frog Prince can be highly rewarding. Wish Upon a Jackpot also features a bonus game where the Godmother can randomly appear to create bigger cash prizes.
Blueprint Gaming’s Pig Wizard – A Top Scratch Card for UK Gamblers
Although the RTP is slightly below the industry standard, Pig Wizard remains one of the best online scratch cards available to UK players. It’s a hilarious 3D game where the pigs in robes can simultaneously cast spells, curses, and blessings.
The pig wizard with a star-covered robe is the premium symbol on this scratch card, rewarding gamers with 100x their stake for finding at least three of them. This will also unlock a virtual game, where you’ll throw a virtual dice and increase your odds for bigger payouts.
NextGen’s Merlin’s Millions – A Magical Scratch Card Experience
NextGen Gaming is more popular for its exciting online slots than scratch cards. But this one is also worth playing. Merlin’s Millions follows the tale of King Arthur’s trusted wizard who casts his magic to help players win the £250,000 jackpot.
- Run the game and scratch off the nine boxes on the grid.
- Win a payout if you match at least three matching symbols.
- The paying symbols include Merlin himself, orbs, owls, and spell books.
- You can play this magic-themed game for £0.20 to £200.
Conclusion for UK Players
If friendly RTP rates top your priority, these are the best online scratch cards for UK players, because they have some of the highest RTP rates you can find at top online casino sites. But remember that scratch cards are luck-based games, meaning no strategy can increase the theoretical RTP. So, have fun without any expectations of achieving a big win.
FAQ
Which Online Scratch Card Offers the Best Odds in the UK?
When selecting a scratch card, UK players should consider the RTP (Return to Player) percentage. While there isn't a single "best" card, those with higher RTPs theoretically offer better long-term returns. However, remember that all scratch card results are random, so a high RTP doesn't guarantee immediate wins. Always gamble responsibly.
Why is RTP Important for Online Scratch Cards in the UK?
The RTP indicates the potential winnings from a £100 wager over an extended period. For example, a 96% RTP suggests a potential return of £96. Higher RTPs generally mean a greater chance of winning over time, but individual results will vary. Remember to set a budget and stick to it.
How Can I Find Scratch Cards with the Highest RTP in the UK?
Consult online casino comparison sites like OnlineCasinoRank to discover scratch card games with RTPs of 96% or higher. Always review the game's paytable before playing to understand the expected return rate. Responsible gambling tools are available if you need them.
Are Scratch Cards with High RTP More Expensive to Play in the UK?
No, the cost to play typically depends on the game developer and the specific scratch card. Always check the paytable to understand the betting limits before you start playing. Remember to gamble within your means.
Can I Win More Money Playing Scratch Cards with a High RTP in the UK?
It depends on the game's maximum payout, which varies by developer. Always review the paytable to confirm the potential maximum win. Set limits and gamble responsibly.





