Top 5 Scratch Cards with the Highest RTP

Gone are the days when players had to pop down to the local shop or petrol station for a scratch card. Nowadays, you can play these games of chance remotely at online casinos right from your mobile phone or computer. Fancy a flutter on a scratchie without leaving the sofa? You can do just that!

But when choosing these digital lottery cards, the return to player (RTP) plays a massive role. Ideally, the best scratch cards should offer gamers no less than 96% RTP. This means you can expect to win more often, although nothing is ever guaranteed in gambling, of course. So, in this article, we'll guide you through some of the top scratch card games with the highest RTPs available to UK players.

Microgaming's Lucky Numbers – A Top UK Scratchie at 96.57%

Lucky Numbers by Microgaming is one of the best scratch cards to try your luck on, boasting an excellent 96.57% RTP. In this instant-win game, players need to match at least three random digits to trigger a multiplier win. The scratch card is split into two sections, with Game 1 presenting the base game and Game 2 offering a bonus round.

To win, players simply need to hit a gong, and if the lucky number revealed is 8, you're in for a payout! Lucky Numbers gives you the chance to win anywhere between 28x and a massive 8,888x your stake, making it a truly rewarding online scratch card available in the UK.

Another Fan Favourite: Microgaming's Whack a Jackpot – 96.30% RTP

Here's another scratch card game from Microgaming with a respectable RTP value. In Whack a Jackpot, you begin by placing your bet before hitting the "New Card" button to start. Moles will pop out of their holes, and you can win bonus multipliers if you manage to hit any of them with your hammer.

Here's what you're aiming for in this online scratch card:

• Match three symbols with your strike to win a prize.
• Players can win up to 10,000x the stake.
• Activate the bonus rounds by collecting enough scatter symbols.

Mecca Bingo’s Wish Upon a Jackpot – 96.06%

Sometimes, playing a scratch card without the traditional 3x3 game board can be refreshing. Mecca Bingo’s Wish Upon a Jackpot offers this while maintaining the conventional feeling of scratching off cards.

This game teleports players to a world of fairy tales where symbols like the Gingerbread man, Puss in Boots, and Frog Prince can be highly rewarding. Wish Upon a Jackpot also has a bonus game where the Godmother can randomly appear to create bigger cash prizes.

Blueprint Gaming’s Pig Wizard – 95.82%

Although the RTP is slightly below the industry standard, Pig Wizard is still one of the best scratch cards online. It’s a hilarious 3D game in which the pigs in robes can simultaneously cast spells, curses, and blessings.

The pig wizard with a star-covered robe is the premium symbol on this scratch card, rewarding gamers with 100x the stake for finding at least three of them. This will also unlock a virtual game, where you’ll throw a virtual dice and increase your odds for bigger payouts.

NextGen’s Merlin’s Millions – 95.17%

NextGen Gaming is more popular for its exciting online slots than scratch cards. But this one is also worth playing. Merlin’s Millions follows the tale of King Arthur’s trusted wizard who casts his magic to help players win the $250,000 jackpot.

• Run the game and scratch off the nine boxes on the grid.
• Win a payout if you match at least three matching symbols.
• The paying symbols include Merlin himself, orbs, owls, and spell books.
• You can play this magic-themed game for $0.20 to $200.

Conclusion

If friendly RTP rates top your priority, these are the best online scratch cards, because they have some of the highest RTP rates you can find at top online casino sites. But remember that scratch cards are luck-based games, meaning no strategy can increase the theoretical RTP. So, have fun without any expectations of achieving a big win.