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Baccarat Betting Strategies and Systems: Which one is the Best

Last updated: 21.11.2025
Emily Thompson
Published by:Emily Thompson
Baccarat Betting Strategies and Systems: Which one is the Best image

Baccarat is primarily a game of chance, as its gameplay revolves around comparing cards, typically those of the banker and the player in most variations.

Due to its nature, it's challenging to significantly increase your winning chances. However, there are still some free baccarat strategy systems that UK players can use to gain a slight edge. The low house edge inherent in baccarat, combined with its simple rules, allows players to adopt a free baccarat strategy and potentially improve their long-term winning prospects.

What's the Best Strategy for Baccarat for UK Players?

Knowing that Baccarat is a fairly simple game, each player can pick a betting strategy that can help them be successful in their overall baccarat betting journey.

Over the years, as baccarat playing styles have evolved, numerous betting strategies, rules, and systems have been developed. Players are free to choose what works best for them and stick with it.

Betting With the Banker

There's one fundamental baccarat strategy that is consistently recommended: Bet with the banker. This is also the safest approach.

Statistically, the house edge for banker bets is a mere 1.06%, offering a player return of an impressive 98.94%. The payout for banker bets is typically 19:20, but due to its popularity, some online casino sites may apply a 5% commission.

The Banker bet wins approximately 45.87% of the time, loses 44.65%, and results in a tie 9.51% of the time. Considering these statistics, it's evident that the banker bet has a higher probability of winning compared to the other two options, making it an excellent free baccarat strategy to employ.

The Martingale Strategy

While knowing the basic strategy of betting on the banker is sound advice, some players may seek alternative approaches, and the Martingale system is a popular choice.

One of the most well-known strategies is the Martingale Baccarat system. It gained popularity in 18th-century France and was primarily used for roulette wagering, but it's adaptable to most casino games, including Baccarat.

The core principle of the Martingale online baccarat strategy is to double your bet after each loss until you win, at which point you reset the process.

To implement this free baccarat strategy, players need to be prepared with a sufficient bankroll and decide which bet type to use.

For instance, if your initial bet is £10 on the Banker and it loses, your next bet should be £20. If you lose again, the system suggests proceeding with £40, then £80, and so on, until you achieve a win.

In the long run, this online baccarat strategy aims to recoup all previous stakes plus a small profit. After a win, the Martingale system typically advises halving your stake, though some baccarat players prefer to restart from the initial bet amount – it's a matter of personal preference.

The Martingale system can be a 100% winning baccarat strategy, provided the player has a substantial budget, as bets can escalate rapidly before a win occurs. For example, if you start with £10, the fifth bet could reach £240.

Fibonacci Baccarat Game Strategy

Fibonacci is another betting system that works in almost any casino game but fits very well in Baccarat gameplay.

The Fibonacci betting system consists of increasing the bet each time the player loses, using the Fibonacci sequence. A Fibonacci sequence is progressive and consists of taking the sum of the previous two numbers. In Baccarat game strategy, it will look like this:

If the player started with £10, the second bet should be £10. The third bet has to be £20 (£10 + £10), but the next one will come as £30 (£20 + £10), then £50, £80, £130, etc.

The easiest way for a player to visualise how this works is to imagine this line:

0, 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89, etc., where each number is the sum of the previous two.

The Fibonacci Baccarat system requires a bigger bankroll, like the Martingale one, but is a winning baccarat strategy for UK players.

Paroli Baccarat Betting System

Paroli is another very interesting betting system that works in most casino games, mainly table games, like roulette, baccarat, blackjack, poker, etc. The game is the opposite of the Martingale system, as in Paroli, the player has to double the stake until he wins one. Paroli is also popular as Reverse Martingale.

The Paroli Baccarat System works in the following way:

  • If the player staked £10 on the banker’s hand, they have to keep betting £10, until a bet is won.
  • If the bet is winning, the player has to increase the stake to £20.
  • If the bet is lost, the stake should be brought back to the original stake of £10. But, if it’s winning, the stake should be doubled to £40.
  • If the winning streak continues, the bet should be increased to £80, but if lost, the sequence has to be brought back to the original amount of £10.

The whole point of the Paroli system is for the player to get 3 consecutive wins, which will bring back the losses and end up with profits on top.

The Laboucher System

The Laboucher Betting System, also popular as Split Martingale, Cancellation System, or American Progression, was invented by a French roulette player, whose name was Henry Laboucher.

The system works for any casino game with even money bets. Unfortunately, the Laboucher system is much more complex than the others mentioned above, but if a player gets used to it, it may bring some profits to the bank.

The Laboucher is a negative progression system that requires the player to increase the stake each time after a loss. In this system, the player has to recover losses with a few wins after a negative streak, unlike the Martingale, for example.

The Labouchère system can be considered a combination of the systems mentioned above.

How does it work?

  • The player should pick a sequence, like 1, 2, 3, 4, 5, 6.
  • The player should take the number equal to the sum of the first and last numbers of the sequence, in this case: 1 + 6 = 7.
  • If the bet comes as winning, the two numbers have to be removed from the sequence, making it: 2, 3, 4, 5.
  • If the bet is lost, the number has to be added to the end: 1, 2, 3, 4, 5, 6, 7.

The objective of the Labouchère betting strategy in baccarat is to remain with just one number when the player will not only gain back the losses but end up with profits on top.

The D’Alembert System

The D’Alembert Betting System was invented in the 18th Century by the French theorist Jean Le D’Alembert. It is a progressive system, very similar to the Martingale.

Its difference is that quick losses are prevented in a very smart way. It works in pretty much any casino game, but once again fits very well for UK baccarat bettors.

To start using the D’Alembert system in baccarat, the player has to pick a base stake, usually the amount of 1 chip.

Let’s say one chip is worth £1, the progression starts by betting £5. Then, after a loss, the player should add £1 to the stake size. If the bet is successful, the base should be taken out of the stake size, bringing it back to £5, in this case.

How to Implement a Winning Baccarat System for UK Players Across Different Game Variations

Baccarat is a game that features plenty of different types, which are differentiated into rules. So, not every baccarat game strategy can be implemented for each variation.

Mini Baccarat and Punto Banco are the most widespread types of Baccarat, which feature the banker bet, player bet, and a tie. That makes them very suitable for almost any online baccarat strategy for UK players.

On the other hand, the Chemin de Fer is a little more complex and features more rules, so implementing Fibonacci, Martingale, or Paroli may not be a good idea.

FAQ

Is there a strategy for playing baccarat?

Yes, baccarat allows players to use various strategies, such as the Martingale, Fibonacci, Paroli, or D'Alembert systems. These can help manage your bets and potentially improve your outcomes.

What's the best baccarat strategy to use in the UK?

Many baccarat strategies can be used. Strategies like Martingale and Fibonacci can be effective if implemented correctly. The most important thing is to understand the rules of your chosen strategy and stick to them.

What is the safest baccarat strategy?

The safest approach is to stick to bets with the lowest house edge, such as the Banker bet. Avoid side bets and tie bets, and always manage your bankroll responsibly by setting win and loss limits. Never bet more than you can afford to lose.

Which hand wins most often in baccarat?

Statistically, the Banker's hand wins approximately 45.8% of the time, while the Player's hand wins around 44.6% of the time. The Tie bet has a much lower win rate of about 9.6%. This makes the Banker's bet the most frequent winner.

Is baccarat a game of skill or luck?

Baccarat is primarily a game of chance. While the outcome is largely determined by luck, using a betting strategy can help you manage your bankroll and potentially improve your odds based on statistical probabilities.

What is the best baccarat system for UK players?

Several baccarat betting systems can be effective, including the Martingale, Fibonacci, Paroli, and D'Alembert. The best system depends on your risk tolerance and bankroll size. Experiment to find the one that suits you best.

Should I use any of the Baccarat Betting Systems?

Baccarat betting systems like the Fibonacci, Martingale, Paroli, or D’Alembert require a larger bankroll because they are progressive systems. If you plan to use one, ensure you have a sufficient budget to accommodate potential losing streaks. Remember to gamble responsibly.

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