What is Masterpass?
Masterpass is a digital payments service created by MasterCard. But, MasterCard went through a few changes before the company chose its now globally recognized name.
It first started in 1966 as the Interbank Card Association (ICA). Then, after HSBC Bank USA and First National City Bank joined forces with ICA, they chose the name Master Charge. The group settled on MasterCard in 1979, and the name became associated with the international financial giant it is today.
In 2013, MasterCard launched its digital service, Masterpass by MasterCard. But in mid-2020, the digital service's name changed to Click to Pay.
The company has an Operations Center in St. Louis, Missouri, and Global Headquarters in New York City. However, its operations aren't limited to the United States.
Masterpass supports its global reach with Regional Headquarters in Dubai, Singapore, Belgium, and Miami and offers secure payments in 24 countries worldwide.
Today, Click to Pay, previously Masterpass, provides digital payment methods, including mobile payments and digital wallets, for convenient and reliable contactless payments.
The Masterpass app allows users to shop online and make online deposits without a bank card. Its secure technology stores payment and shipping information, so Masterpass/Click To Pay users can pay online quickly and safely.
Depositing with Masterpass/Click To Pay at Casinos
The Click to Pay Masterpass app makes connecting to a bank account much simpler, faster, and safer than players and online casino lovers ever thought possible.
The app stores players' details, payment details, and shipping addresses within the Click to Pay Masterpass app's secure technology, making online deposit payment processes effortless and stress-free.
Masterpass by MasterCard's monthly and daily deposit limits vary depending on the country and region, the bank processing the deposit, and the player's personal online card limits.
Players can change their card and bank account monthly and daily deposit limits by contacting their bank or financial provider and requesting a limit increase.
It's important to remember that banks and other financial providers can deny a limit increase request based on the current credit score or the player's financial status.
Country and region-specific monthly and daily limits for deposits and online payments are often set and non-negotiable for security purposes.
These limits mean banks can't adjust or increase the authorized deposit amount due to local financial laws or internal company policies.
To make direct deposits at MasterCard Masterpass casinos, it only takes a few easy steps before players can try their luck and enjoy a world of fun.
How to make a direct deposit with the Masterpass app?
1) Get a Click to Pay Masterpass/Click To Pay account.
Download the app onto your mobile device or visit the Masterpass Click to Pay website. Follow the prompts to create your account.
2) Connect Masterpass/Click To Pay to your bank account.
To complete your Masterpass/Click To Pay profile, add your MasterCard details from your preferred bank account and billing details, and verify the account.
3) Find a top Masterpass/Click To Pay online casino.
We are here to help you with this step. To find the top online casinos that will accept MasterCard Masterpass, view our list, pick your favorite casino site and sign up to play.
4) Choose Masterpass to make your casino deposit.
The payment section on the casino website will show Mastercard as an available payment option for players. Select the pay icon as a deposit option on your device and choose your saved MasterCard to pay your casino deposit.
5) Confirm your deposit details in no time.
Masterpass checkout will ask you to confirm your information for security reasons to prevent any unauthorized transactions. You won't need to use a password or re-submit your details; MasterCard Masterpass does everything for you.
How to make a withdrawal with Masterpass/Click To Pay?
Masterpass/Click To Pay is strictly for making payments, meaning players can't withdraw into their account or the Masterpass app.
However, MasterCard provides an alternative digital payment service called MasterCard Send, which allows online casinos to transfer withdrawals to players securely.
Players can only use MasterCard Send's global payment platform to receive winnings from online casinos and gaming platforms that offer MasterCard withdrawals.
How to withdraw from a casino with MasterCard Send
1) Sign up for MasterCard Send
Create a MasterCard Send account using your email, ID, phone number, and address.
2) Set your MasterCard Send currency
Open the MasterCard Send dashboard and choose your account currency.
3) Provide your payment details
Copy the details needed to receive a payment and supply it to the online casino making the transfer.
4) Receive your withdrawal
Confirm the withdrawal with the online casino, then wait for the transaction to be processed and reflect in your account.
Daily withdrawals and minimum withdrawal limits differ depending on the online casino making the transfer and the player's country or region. Usually, online casinos don't permit withdrawals under $10 and set their own standard daily or monthly withdrawal limits for players.
Masterpass/Click To Pay processing fees & times
Despite its ability to enable instant checkout and fast digital payments, Masterpass/Click To Pay payments usually take one to two business days to process.
Withdrawals via MasterCard Send can take several days to process and reflect.
However, funds from online casinos are usually processed quickly and reflected in the player's MasterCard Send account within 30 minutes, if both the player and the online casino use Mastercard Send payment services.
Both withdrawal and payment processing times generally vary depending on several factors, including the user's location or region and the necessary currency conversions for the payout or online deposit.
Masterpass/Click To Pay and MasterCard Send are free, and creating an account for both digital payment platforms costs nothing.
MasterCard doesn't charge additional fees for its secure digital services, unlike other digital wallets.
Access to its secure payment features like its tap and pay feature and digital wallet don't incur any extra fees or costs. Even using the Masterpass button to process payments on online retailers' websites doesn't cost a thing.
However, regular transaction fees for shopping online may apply. Online transaction fees will differ depending on where users shop online, currency conversions, or a retailer's app.
Where is Masterpass/Click To Pay accepted?
Masterpass/Click To Pay is currently available in and accepted by 24 countries and regions around the world, including the United Arab Emirates, the United Kingdom, South Africa, China, and the United States.
To date, the digital payment provider accepts and supports a total of 22 global currencies, making more secure payments and the best security technology accessible worldwide and easier to use than ever before.
With over 30,000 merchants accepting the digital payment method, Masterpass/Click To Pay is extremely popular and widely used in South Africa.
Supported countries and regions:
- Czech Republic
- Hong Kong
- New Zealand
- South Africa
- United Arab Emirates
- United States
- United Kingdom
- Australian Dollar AUD
- Brazilian Real BRL
- Canadian Dollar CAD
- Chinese Yuan CNY
- Czech Republic Koruna CZK
- Euro EUR
- Hong Kong Dollar HKD
- Hungarian Forint HUF
- New Zealand Dollar NZD
- Polish Złoty PLN
- Pound Sterling GBP
- Singapore Dollar SGD
- South African Rand ZAR
- South Korean Won KRW
- New Taiwan Dollar TWD
- United States Dollar USD
- Brazilian Real BRL
- Indian Rupee INR
- Turkish lira TL
- Romanian Leu RON
- United Arab Emirates Dirham AED
- Russian Ruble RUB
Top first deposit bonuses with Masterpass/Click To Pay
Online casinos typically issue First Deposit bonuses to players using MasterCard Click to Pay to make a deposit online.
New players receive a First Deposit or Welcome bonus after signing up and putting down their very first deposit.
First, deposit and welcome bonuses at online casinos often include benefits and extras, like free spins on selected games, or the chance to double their deposit up to a certain value.
To discover what First deposit and Welcome bonuses apply to Masterpass/Click To Pay, players should check an online casino's promotions to learn what benefits after deposits or referrals.
First Deposit and Welcome bonuses and benefits
Casino.com bonus offers to double your first deposit by up to $400.
1xBet allows new players to earn 200% on their first deposit.
Bobcasino offers new players 100 free spins on select and a 100% bonus up to the value of $100/€100 on selected games after making their first deposit.
How to choose the right Masterpass/Click To Pay
Masterpass/Click To Pay is a favorite among online casino players because the payment option protects them from identity theft and malicious bots and uses previously saved MasterCard details.
It also stores all the player's payment information at set up, making pay sends and deposits for online games fast and efficiently.
All players have to do is use a secure one-time code to make a payment, and the platform takes care of all the other information usually requested by other digital wallets.
Pros & Cons of Masterpass/Click To Pay
- Masterpass/Click To Pay means no more passwords for users.
- The "Remember me" feature enables fast checkouts on websites and apps.
- It offers general global assistance through MasterCard Chat.
- The service provides theft protection.
- Users can pay in stores and online.
- It stores cards and shipping information in one place.
- Account setup and activation are easy.
- An account is free, and there are no additional fees.
- Some retailers offer Masterpass/Click To Pay users special offers.
- The digital wallet is quick and easy to connect to a bank account.
- Users can pay with Masterpass/Click To Pay on any online store or app that accepts MasterCard.
- Masterpass/Click To Pay offers a mobile app for iPad, Android, and iPhone.
- The digital wallet's Zero Liability Protection means users aren't held responsible for unauthorized or fraudulent transactions.
- The platform detects bots and prevents malicious bot activity.
- Users don't need a physical bank card for payments and transactions.
- Masterpass/Click To Pay only supports 22 currencies.
- It's not yet available or supported worldwide, and regional exclusions apply.
- Users can't use Masterpass/Click To Pay to make in-store purchases.
- Withdrawals are only available through MasterCard Send.
- Payments can take a few days to process.
- The name changed to Click To Pay, which can cause confusion.
- Not all online casinos accept Masterpass/Click To Pay.
- It's easy to overspend using the app and pay icon.
- Masterpass/Click To Pay requires a mobile device or desktop.
Masterpass Account Opening Process
Opening an account is very simple. It requires a few verification details during setup before users can connect to a bank account, make deposits, or make online payments with their profile.
To open a Masterpass/Click To Pay account, users must be 18 years old or older.
1) Visit the Masterpass/Click To Pay website
To register for the digital payment service, you need to access the Masterpass/Click To Pay website and click on the enroll link on the page.
2) Create a profile
You'll need to provide an email address and phone number to create a Masterpass/Click To Pay profile.
3) Add payment information
The enrollment form will prompt you to add your personal data, billing information, and shipping details.
4) Enroll checking
Once you've supplied your details, Masterpass/Click To Pay will send you a one-time code to quickly confirm your account and your details.
5) Digital Wallet
Once your payment profile is complete and you've verified your account, you can use the Click To Pay feature online.
Safety and Security using Masterpass
Mastercard Masterpass/Click To Pay uses an encrypted virtual card number unique to a user to protect their details while storing payment details.
The Masterpass/Click To Pay App provides the right security technology that understands that humans and bots behave differently. It distinguishes users from bots at checkout to ensure more secure payment to users' favorite merchants.
Zero Liability Protection also backs every Masterpass/Click To Pay purchase, meaning users aren't held responsible for unauthorized purchases or fraudulent activity.
MasterCard ID Theft Protection also comes at no cost. But users need to activate it to reap the benefits.
The Masterpass/Click To Pay makes payments without a password easy. All users must do is look for the Click To Pay icon at checkout.
Users need to tap the pay icon and choose their preferred saved MasterCard. The digital wallet will provide the checkout details required for a successful purchase, and the user must confirm the transaction.
Masterpass/Click To Pay users should be wary of websites or apps that automatically request payment confirmation if they haven't used the checkout icon.
Discover other Deposits
Apple Pay allows users to make contact free payments online, in apps, in-stores, and much more.
The Apple Pay mobile wallet connects to credit, debit, prepaid, and select loyalty cards. It is also widely accepted across the U.S.
Google Pay's mobile wallet service is widely accepted globally.
Google Pay users can make contact free purchases using debit, credit, gift, and loyalty rewards cards, in person, in-app and online.
Samsung Pay can store up to 10 credit and debit cards and make payments in-store.
However, the digital wallet is not available on iOS devices and will work only on select Samsung devices.
About the author
Ethan Williams, a lively 24-year-old lad from the UK, brilliantly fuses his passion for online casinos with top-notch English localisation, creating bespoke casino guides for Britain's keen gaming lot.